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SEF Current NAV : 9.44 as on 2024-04-05
SEF Current NAV : 9.44 as on 2024-04-05

Discretionary Portfolio

SCL Retirement Portfolio

SCL Retirement Portfolio is designed for investors who are planning on their retirements or have been leading a retired life. Retirement is a phase where one has a limited income source and needs an investment plan that provides periodic return.

Considering it a huge portion of the investment in this product will be made in comparatively less riskier securities which will provide stable returns. The product will only invest in companies which are deemed as blue-chip stocks and also pay (regular) high dividends. The utmost priority of this product is capital preservation aligned with providing stable returns. SCL Value Portfolio is designed for investors who wish to have a combination of safer as well as a riskier investment. It provides a balance of safety, income, and capital appreciation, and invests in a combination of equities, equity related products, and fixed income instruments.

The product will invest into a diversified set of instruments, namely equity, term deposits, and money market instruments. The product will choose from a set of large, mid and small cap stocks which have been providing steady returns.

Portfolio Companies

40% of the total investment will be categorized towards equities providing a consistent rate of returns; while 50% will be designated towards term deposits and the remaining 10% will be kept aside for IPO/FPO. A certain portion of the investment amount can also be allocated towards purchasing corporate bonds.

Risk Factors

This product is suitable for those investors who seek a fixed income at regular intervals and would prioritize risk minimization over return maximization.
Expected Portfolio Return8% - 12%
Hurdle Rate10%
Tenure2 Years

Fee Structure

Service Charge
Investment Amount (in Rs.)Annual Service Fees (%)
20 lakhs - 50 lakhs1.30%
50 lakhs - 1 crore1.25%
1 crores - 5 crores1%
5 crores - 10 crores0.75%
> 10 crores0.5%
Incentive Fee
Portfolio ReturnIncentive Fees
< 8%Nil
9% - 15%15%
16% - 25%20%
> 25%25%
Exit Load1%
*Note: While availing of the Portfolio Management services, the investment amount can be handed to the portfolio manager in a combination or solely of the following options: cash, existing stocks and a combination of both stocks as well as cash.